Welcome to the My Online Neighborhood, Inc. web site. We hope that you will
find our Web Site enjoyable and informative, and that you will visit us often,
but remember that your use of our Web Site is governed by the following terms and
conditions of your use:

This My Online Neighborhood, Inc. Web Site is directed and intended for
use only by residents of the United States ages 18 and older. Our Web Sites are
not directed to, nor intended for use by, any child age 13 or under without
prior parental consent provided to My Online Neighborhood, Inc.. Please see the
My Online Neighborhood, Inc. Privacy Statement for further information.

The materials and information on this Web Site provided or posted directly by My Online
Neighborhood, Inc., including but not limited to all text, graphics, photographs, artwork,
and the like ("Content"), as well as the trademarks, service marks and logos contained in
our Content, are the intellectual property of My Online Neighborhood, Inc. and/or its
affiliates or licensors (together, the "My Online Neighborhood, Inc. Content"), protected
by the Copyright and Trademark Laws of the United States and other jurisdictions.

My Online Neighborhood, Inc. Content posted to this Web Site, is provided to you for your
information and personal use only, and may not be used, copied, reproduced, distributed,
transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any other
purposes whatsoever without the prior written consent of My Online Neighborhood, Inc.

My Online Neighborhood, Inc. is neither responsible nor liable for any Content posted to
this Web Site by anyone other than My Online Neighborhood, Inc., including without limitation,
statements or opinions posted to discussion boards or forums, advertising, hyperlinks to other
websites, and the like, and makes no representations with respect to the truth or appropriateness
of any such third party Content.

Participation in interactive advertisements and promotions that may appear
from time to time on the My Online Neighborhood, Inc. Web Sites is
restricted to residents of the United States, ages 18 and older, and is subject
to any and all further restrictions and limitations as My Online Neighborhood,
Inc. shall impose from time to time with respect to participant
eligibility for such interactive advertisements and promotions. If you do not
meet the applicable eligibility requirements you will be ineligible to
participate or to receive any prizes or awards.

This Web Site contains "hyperlinks" to third party Web Sites to
enable you to access those Web Sites directly from our Web Site. My Online
Neighborhood, Inc. is neither responsible nor liable for the Content of
any Web Site other than our own, and your use of such third party Web Sites is
controlled by and subject to the Privacy Statements and Legal Notices of such
third party Web Sites.

MY ONLINE NEIGHBORHOOD, INC., ITS AFFILIATES, AND/OR ITS LICENSORS, PROVIDE
THE CONTENT OF OUR WEB SITE AND THE WEB SITE ITSELF TO YOU SOLELY ON AN "AS
IS" BASIS, AND DISCLAIMS ANY AND ALL WARRANTIES OR REPRESENTATIONS, EXPRESS
OR IMPLIED, TO THE FULLEST EXTENT ALLOWED BY LAW WITH RESPECT TO THE MY ONLINE NEIGHBORHOOD, INC. CONTENT AND
OUR WEB SITE, INCLUDING BUT NOT LIMITED TO ANY AND ALL WARRANTIES AND
REPRESENTATIONS OF TRUTH, ACCURACY, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE OR ANY
PURPOSE WHATSOEVER.

MY ONLINE NEIGHBORHOOD, INC., ITS AFFILIATES, AND/OR ITS LICENSORS FURTHER
DISCLAIM ANY AND ALL RESPONSIBILITY AND LIABILITY FOR (I) ERRORS, MISTAKES, OR
INACCURACIES OF THE MY ONLINE NEIGHBORHOOD, INC. CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY
NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR WEB SITE,THE MY ONLINE NEIGHBORHOOD, INC., (III)
ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL
PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY
INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR WEB SITE, (IV) ANY BUGS,
VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR
WEB SITE BY ANY THIRD PARTY.

MY ONLINE NEIGHBORHOOD, INC., ITS AFFILIATES, AND/OR ITS LICENSORS SHALL IN
NO EVENT BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, PUNITIVE,
OR OTHER DAMAGES OF ANY NATURE WHATSOEVER, RESULTING FROM: (I) THE MY ONLINE NEIGHBORHOOD, INC. CONTENT; (II) THIRD PARTY CONTENT THEREON, (III) YOUR USE OF, OR INABILITY TO USE, THE MY ONLINE NEIGHBORHOOD, INC. WEB SITE, (III) YOUR PARTICIPATION IN ANY OF
OUR INTERACTIVE ADVERTISEMENTS AND/OR PROMOTIONS, (IV) ANY PRODUCTS OR
SERVICES PURCHASED FROM OUR WEB SITE OR (V)ANY THIRD PARTY WEB SITE HYPERLINKED TO
OUR WEB SITE, WHETHER BASED IN TORT, CONTRACT, OR NEGLIGENCE, EVEN IF WE HAVE
BEEN ADVISED OF SUCH ACTUAL OR POTENTIAL DAMAGES. YOUR ONLY REMEDY SHALL BE TO
CEASE ANY FURTHER USE OF OUR CONTENT OR WEB SITE.

My Online Neighborhood, Inc. reserves the right, on behalf of itself,
its affiliates, and its licensors, to take any and all action necessary, and to
seek any and all remedies available to us to prevent the unauthorized use of our
Content and/or our Web site, including but not limited to the right to take
appropriate legal action, to seek injunctive relief and/or monetary damages, and
to prevent further use of our Web site by anyone who infringes our intellectual
property rights or otherwise misuses our Content or Web site in any way.

You agree to indemnify and hold harmless My Online Neighborhood, Inc., its
affiliates, and/or its licensors, from any and all damages, costs, or expenses,
including reasonable attorneys fees and court costs, for any action brought
against My Online Neighborhood, Inc., its affiliates, and/or its licensors (i)
by a third party as a result of your access to and/or use of this Web site and/or
(ii) if My Online Neighborhood, Inc., its affiliates, and/or its
licensors is the prevailing party in any action brought by you to enforce this
Legal Notice against us.

My Online Neighborhood, Inc. reserves the right to amend or change any
or all of the terms and conditions of this Legal Notice by posting any such
amendments or changes to this Legal Notice. Such amendments and changes shall be
effective as of the date of posting to this Web site.

You acknowledge and agree that any disputes between you and My Online
Neighborhood, Inc., its affiliates, and/or its licensees arising out of your
access to and/or use of our Content, our Web site, this Legal Notice, and/or our
Privacy Statement, shall be governed by the laws of the state of Florida as if
entered into solely by residents thereof, without regard to its conflicts of
laws provisions, and any action taken by either of us against the other shall be
brought in a court of appropriate jurisdiction in Orange County, Florida, and
you expressly agree to venue and personal and subject matter jurisdiction in
such court.

My Online Neighborhood, Inc.